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Quick Answer A fixed mortgage keeps your interest rate the same for the length of your mortgage term, which gives you predictable payments. A variable mortgage has an interest rate that can change...

Yes, self-employed Canadians can qualify for a mortgage. The process can require more documentation than it does for a salaried employee because lenders need to confirm that your income is stable...

Yes, many qualified buyers in Canada can purchase a home with as little as 5% down. However, the minimum down payment depends on the purchase price, and having the minimum amount saved does not...

What happens if your mortgage renewal is higher than expected? If your mortgage renewal is higher than expected, your monthly payment may increase because your new interest rate is higher than the...

Home renovations can improve your quality of life, increase property value, and help your home better meet your long-term needs. Whether you’re planning a kitchen upgrade, basement development, or...

Going through a separation is already a heavy emotional burden; trying to figure out what to do with the family home shouldn't add to that stress. In Southern Alberta, many couples believe they only...

For many years, the traditional approach to getting a mortgage was simple: walk into your bank and apply. While banks are still a common option, more homebuyers today are discovering the advantages...

For many homeowners, their property is more than just a place to live—it’s one of their largest financial assets. As home values rise and mortgage balances decrease over time, you build equity. That...

As mortgage conditions continue to evolve, Canadian homebuyers and homeowners in Alberta are facing a market where preparation matters more than ever. While interest rates and lending policies may...