Blog
Understanding the New 30-Year Mortgage Option for First-Time Buyers and Newly Built Homes in Canada
Buying a home in Canada has become more challenging in recent years, with high property prices, rising interest rates, and strict mortgage rules making it harder to qualify. To help ease these...
Understanding Second Mortgages: Are They Right for You?
One of the biggest benefits to purchasing your own home is the ability to build equity in your property. This equity can come in handy down the line for refinancing, renovations, or taking out...
Why Talk to a Mortgage Broker Before Renewal?
Renewing with your existing lender may feel easiest, but it often means accepting a standard rate and terms you could improve on. A mortgage broker—your advocate in the lending market—opens doors to...
Tips to Improve Your Credit Score
One of the important factors in home ownership is understanding things like your credit score. Some people don’t pay much attention to this metric until they begin the mortgage discussion! However,...
Is it time to refinance?
Despite the Bank of Canada taking steps to reduce interest rates, many Canadians still feel pressure due to the overall cost of living and inflation. This uncertainty can be unnerving for many...
Ultimate Guide to Saving on Your Mortgage: Smart Strategies for Canadian Homeowners
Introduction Securing a mortgage is a significant financial commitment, but saving on your mortgage doesn't have to be a complex process. By understanding key strategies, you can reduce costs, pay...
Lethbridge Mortgage Options That Help You Keep More Cash
Are you tired of high mortgage payments preventing you from achieving your dream home in Lethbridge? Understanding the various mortgage options available can result in substantial savings. This...
Spring Forward: Preparing Your Finances for the Home-Buying Season
Spring is one of the busiest seasons in the real estate market, with buyers eager to find their dream home before summer. If you're planning to purchase a home in Spring 2025, now is the time to get...
How Refinancing a Mortgage Can Help Homeowners in Lethbridge
Refinancing your mortgage can be a smart financial move for many reasons, and as your trusted mortgage advisor, I’ve seen how much it can benefit homeowners! Ideally, refinancing is done at the end...