Call Allison Kehler-Tolley

403.892.5368

Call Allison Kehler-Tolley

403.892.5368

Blog

Understanding the New 30-Year Mortgage Option for First-Time Buyers and Newly Built Homes in Canada

Buying a home in Canada has become more challenging in recent years, with high property prices, rising interest rates, and strict mortgage rules making it harder to qualify. To help ease these challenges, the government has introduced a new measure: insured 30-year...

Understanding Second Mortgages: Are They Right for You?

One of the biggest benefits to purchasing your own home is the ability to build equity in your property. This equity can come in handy down the line for refinancing, renovations, or taking out additional loans - such as a second mortgage. A second mortgage refers to...

Why Talk to a Mortgage Broker Before Renewal?

Renewing with your existing lender may feel easiest, but it often means accepting a standard rate and terms you could improve on. A mortgage broker—your advocate in the lending market—opens doors to multiple banks, credit unions, and private lenders, ensuring you see...
Why Talk to a Mortgage Broker Before Renewal?

Why Talk to a Mortgage Broker Before Renewal?

Renewing with your existing lender may feel easiest, but it often means accepting a standard rate and terms you could improve on. A mortgage broker—your advocate in the lending market—opens doors to...

Tips to Improve Your Credit Score

Tips to Improve Your Credit Score

One of the important factors in home ownership is understanding things like your credit score. Some people don’t pay much attention to this metric until they begin the mortgage discussion! However,...

Is it time to refinance?

Is it time to refinance?

Despite the Bank of Canada taking steps to reduce interest rates, many Canadians still feel pressure due to the overall cost of living and inflation. This uncertainty can be unnerving for many...