Call Allison Kehler-Tolley

403.892.5368

Call Allison Kehler-Tolley

403.892.5368

Blog

What Happens If Your Mortgage Renewal Is Higher Than Expected?

What happens if your mortgage renewal is higher than expected? If your mortgage renewal is higher than expected, your monthly payment may increase because your new interest rate is higher than the rate on your previous term. In Canada, many homeowners renewing in 2025...

Refinancing Your Mortgage for Home Renovations: What Lethbridge Homeowners Should Know

Home renovations can improve your quality of life, increase property value, and help your home better meet your long-term needs. Whether you’re planning a kitchen upgrade, basement development, or major structural improvements, renovations often come with significant...

Mortgages and Divorce: How to Navigate a Spousal Buyout in Alberta

Going through a separation is already a heavy emotional burden; trying to figure out what to do with the family home shouldn't add to that stress. In Southern Alberta, many couples believe they only have two choices: sell the house and split the proceeds, or try a...
Why Talk to a Mortgage Broker Before Renewal?

Why Talk to a Mortgage Broker Before Renewal?

Renewing with your existing lender may feel easiest, but it often means accepting a standard rate and terms you could improve on. A mortgage broker—your advocate in the lending market—opens doors to...

Man holding a credit report showing an excellent score of 811, with visible metrics related to credit utilization and history, emphasizing financial management and mortgage advice.

Tips to Improve Your Credit Score

One of the important factors in home ownership is understanding things like your credit score. Some people don’t pay much attention to this metric until they begin the mortgage discussion! However,...

Money bag with dollar sign balanced against a model house, symbolizing financial decisions related to credit and mortgage qualification.

Is it time to refinance?

Despite the Bank of Canada taking steps to reduce interest rates, many Canadians still feel pressure due to the overall cost of living and inflation. This uncertainty can be unnerving for many...