2023-01-12

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Fixed vs Variable Mortgage: Which One Is Right for You?

Quick Answer A fixed mortgage keeps your interest rate the same for the length of your mortgage term, which gives you predictable payments. A variable mortgage has an interest rate that can change as market rates move. It may offer savings when rates fall, but it also...

Can I Get a Mortgage If I’m Self-Employed in Canada?

Yes, self-employed Canadians can qualify for a mortgage. The process can require more documentation than it does for a salaried employee because lenders need to confirm that your income is stable and sufficient to support the mortgage. Being self-employed does not...

Can I Buy a Home With 5% Down in Canada?

Yes, many qualified buyers in Canada can purchase a home with as little as 5% down. However, the minimum down payment depends on the purchase price, and having the minimum amount saved does not automatically mean you will qualify for the mortgage. Your income, debts,...

Lethbridge Mortgage Options That Help You Keep More Cash

Lethbridge Mortgage Options That Help You Keep More Cash

Apr 17, 2025

Are you tired of high mortgage payments preventing you from achieving your dream home in Lethbridge? Understanding the various mortgage options available can result in substantial savings. This...

Smiling couple standing in front of their new home, illustrating the excitement of home ownership and mortgage success.

Spring Forward: Preparing Your Finances for the Home-Buying Season

Mar 18, 2025

Spring is one of the busiest seasons in the real estate market, with buyers eager to find their dream home before summer. If you're planning to purchase a home in Spring 2025, now is the time to get...

Group of diverse individuals discussing mortgage options and strategies in a cozy living room setting, surrounded by paperwork and a laptop, emphasizing collaboration and financial planning.

How Refinancing a Mortgage Can Help Homeowners in Lethbridge

Feb 13, 2025

Refinancing your mortgage can be a smart financial move for many reasons, and as your trusted mortgage advisor, I’ve seen how much it can benefit homeowners! Ideally, refinancing is done at the end...

Hands discussing mortgage insurance over a document with the word "INSURANCE," a key and a small model house, relevant to home buying and mortgage advisory services.

The Role of Mortgage Insurance: What It Is and When You Need It

Feb 7, 2025

When purchasing a home in Alberta, Canada, one of the key factors to consider is whether you will need mortgage insurance. This essential financial tool can impact your homebuying journey,...

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